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Tu Nhat Phuong

Developer / Engineer

AI experience: 1–2 years

Languages: JavaScript, TypeScript, Python

Public projects: 2

Public projects

Projects this builder chose to show on their profile, linked to the published project gallery.

Botanary - The Financial OS for AI Agents

Track: Financial Services I, Financial Services II · Botanary

Botanary is a financial operating system for AI agents: the permission and audit layer that lets banks put an AI agent next to real money without handing over control. The guardrail lives in the account, not in the prompt: an agent can only call the functions, spend the amounts, and reach the destinations it was granted, and the account rejects anything outside that scope before it executes. It is live on a public testnet today. One button runs a scoped action plus six bypass attempts, and all six bypass attempts are blocked on-chain and written to a tamper-evident audit log the bank can verify itself. One kill switch revokes any agent instantly, with no waiting. We point the same engine at two banking problems: a GoTyme in-app concierge that handles routine support and only safe, scoped actions, and Shinhan consent-first credit scoring where the borrower grants or revokes each data source and the model cannot read what was not consented.

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Track: Financial Services II · Tasmil Finance

Tasmil Finance is an AI treasury agent for digital banks. To move money across corridors - Visa, InstaPay, PESONet, remittance - a bank must pre-fund each one, and today teams size those buffers by hand. Overfund and cash sits idle; underfund and customer payments fail, worst over weekends and holidays when corridors do not settle. Tasmil forecasts each corridor's outflow, sizes the right floor-and-ceiling band from the real cost of holding cash versus running short, and proposes prefunds before a corridor runs dry. A discipline gate acts only when the benefit beats every cost, a hard policy guard never touches customer funds, and every decision is replayable for auditors.

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